Asset Allocation Defined: Achieving a desired risk and return configuration by investing funds across different types of asset categories. 1. The Goal of Asset Allocation: To reduce uncertainty (minimize volatility risk) at the expense of a small portion of returns. Alternatively, it can be said: To enhance returns without increasing risk. What does it mean […]
Category Archives: Capital Funds
Money market funds, known for their low risk, low transaction costs, and returns that are typically better than regular savings accounts, along with the flexibility of buying and selling at any time without the long-term commitment required for fixed deposits, are a popular tool for parking idle funds. However, are money market funds guaranteed to […]
“Before starting long-term investing, what should I buy?” This is a question I have often received from many students. In fact, The most challenging aspect of long-term investing is not how to start correctly, but how to complete the process of long-term investment properly. Therefore, the priority is not what to buy, but to understand […]
How to choose funds that will make money is a primary goal for many investors, but how should one go about selecting funds? This article shares three steps for selecting fund investments, which I believe are fundamental principles when starting the fund selection process. These steps aim to provide some criteria for consideration, helping you […]